1. Investment loans for agriculture (production, processing, storage, transportation and marketing of agricultural products) under the program "Financing of the CDS"

• The objectives of the loan: the development of agribusiness for the purchase of agricultural machinery and equipment, for the construction, reconstruction / modernization of enterprises for the production, processing, storage and sale of agricultural products.
• The loan amount is 1) up to 7 million soms for farmers, 2) up to 35 million soms for enterprises processing, storing, transporting, marketing, supplying seeds, fertilizers and other materials.
• Term of the loan: 1) for investment purposes - over 1 year to 5 years, 2) working capital - up to 3 years
• Currency of loan: KGS KG
• Interest rates: from 11,8% to 15,8% per annum (depending on the term and amount of the borrower's own contribution)
• Loan repayment: flexible schedule
• Security: real estate, movable property, deposit, guarantee
• Term of consideration: up to 10 days.
• No comission 

         * The effective interest rate is KGS: 12,6%-17,2%

          More information about the program "Financing the CDS" (download)

          Illustrations on the program "Financing of CDS" (download)

Loan "Saharnaya svekla"

Terms of loan grant "Saharnaya svekla"

• Loan amount: from 2 000 soms;
• Interest rate: from 11.8 % per annum;
• Loan term: up to 2 years;
• Repayment schedule: flexible schedule
• Loan repayment: monthly equal installments, flexible schedule.
• Security: loans up to 150,000 soms without collateral under a contract with OJSC "Kaindy-Kant"/OJSC "Koshoy";
• Loans in excess of 150,000 soms - real estate, vehicles and equipment, personal property, livestock, surety.
• No comission 

* The effective interest rate is KGS: 12,6%

List of required documents:

• Copies of passports of the borrower and his spouse; The guarantor and his wife, Documents that establish the marital status of the borrower
• The contract for the purchase of sugar beet with the plant, if there is own land, documents of ownership / land use rights are required, if the land leased is a lease contract;
• Other documents requested by the credit specialist

Are issued for the following purposes:

• Seeding, seed acquisition, purchase of fuels and lubricants, fertilizers, pesticides;
• Watering, weeding and cultivation
• Introduction of fertilizers and plant protection products against pests;
• Harvest

Loan "Bio-cotton"

• Loan amount: from 2,000 soms;
• Interest rate: from 11.8%Loan term: up to 10 months;
• Repayment schedule: monthly in equal installments, flexible schedule. Issued for the following purposes:
•         - Sowing, seed purchase, purchase of fuel, fertilizers, pesticides;
•         - Watering, weeding and cultivation;
•         - Application of fertilizers and plant protection products against pests;
•         - Harvest
•          * Effective interest rate is Som: 12,6% per annum