Commercial and agro loans from 6%

18 September 2020

COMMERCIAL AND AGRO LOANS AT 6% PER ANNUM!

Commercial and agro loans at 6% per annum!

We inform that for individual entrepreneurs, enterprises, cooperatives located in rural areas (with the exception of Bishkek and Osh), our bank issues loans for business development at low interest rates.

  • Loan amount: up to 7 million soms
  • Interest rate: 6% per annum
  • Term: up to 5 years
  • Collateral: real estate, movable property, deposit guarantee, the guarantee of "Guarantee Fund"

*Effective interest rate: 6.29% per annum

FINANCING OF ENTREPRENEURSHIP

The purpose of the Program - to provide public financial support to small entrepreneurs, small and medium-sized businesses, large businesses affected by a pandemic coronavirus COVID-19.

Borrower type:

- private and individual entrepreneurs acting on the basis of a patent or certificate;

- entity.

Main directions / industries:

- tourism;

- light industry;

- pharmaceutical industry and medicine;

- freight transportation;

- production and processing enterprises, including enterprises of agro-industrial complex;

- processing industry, including procurement and primary processing of agricultural products;

- the sphere of education;

- services;

- trade;

-agriculture.

Types and conditions of lending:

1. For fixed assets (purchase, renewal, expansion and modernization of fixed assets) - 6% per annum (effective interest rate - 6.29%):

Lending direction - all of the above industries, while tourism lending does not apply to the restaurant business, with the exception of catering outlets at tourist facilities (boarding houses, rest homes, etc.);

Loan amount: up to 30 million soms;

Loan term: up to 5 years;

2. For working capital (purchases of raw materials, components, spare parts - 10% per annum (effective interest rate - 10.68%):

Lending direction - all of the above industries, while tourism lending does not apply to the restaurant business, with the exception of catering outlets at tourist facilities (boarding houses, rest homes, etc.);

Loan amount: up to 20 million soms;

Loan term: up to 3 years;

3. For fixed and circulating assets by small and medium-sized businesses applying the components of digitalization of tax procedures - 4% per annum (effective interest rate - 4.15%):

Lending direction - no restrictions by industry;

Loan amount: up to 10 million soms;

Loan term: up to 3 years;

4. For refinancing loans - 11% per annum (effective interest rate - 11.81%):

Lending direction - all of the above sectors;

Loan amount: up to 20 million soms;

Loan term: up to 3 years;

There is a grace period for principal repayment depending on the purpose

 

All news