Commercial Bank KYRGYZSTAN is the first bank in the country to use facial recognition technology to protect funds from intruders. If earlier fraudsters could crack the password, now they have no chance to get access to the funds of MBANK users. The updated authorization process has already been successfully tested. During the month of testing, not a single case of fraud was detected.

How does facial recognition technology work?

The camera detects and captures the face image.A snapshot is taken and the software reads the geometry of the user's face and performs analysis.

During the analysis, the face is converted into a digital code based on the person's facial features. The digital code is called a face print. Each person has their own unique face print, just like fingerprints.

How does facial recognition protect against scammers?

When you try to enter MBANK from a new device, the system will require you to go through the facial recognition procedure - video identification. Thus, even if fraudsters learn the user's login and password, they will not be able to enter the application and gain access to funds.

How does video identification work?

1. The user needs to perform several random actions in a special window:

• Smile;
• Blink;
• Turn your head to the left;
• Turn your head to the right;
• Look into the camera.

This way the system recognizes a live person and will not allow scammers to hack you, even if they get your photo.

Each frame of the video stream is sent to a special server (a secure storage of user photos).

The frames of the video stream are compared with the user's photo.

If the faces match, authorization occurs.

Thus, now for maximum security to enter MBANK you need to:

• Know login;
• Know the password;
• Enter SMS code;
• Pass video identification of the person.

The new authorization process is only available for residents of the Kyrgyz Republic.

Commercial Bank "KYRGYZSTAN" always keeps pace with the times and provides maximum protection to its customers using the most modern technologies.