Deposit - Optimal


  • Issued two accounts “saving” and “on demand”
  • Customer receives FREE plastic chip card of Elcart or Visa Classic
  • Minimum amount of deposit is 1000 KGS 
  • For "saving" account individual cannot withdraw cash and accrued interest at the end of each month are transferred to the "on demand", which can be topped up, carry cash and settlement services in the commercial and service enterprises at current tariffs of the Bank.
  • Interest: monthly
  • Possibility to withdraw charged interest – monthly from card Elcart or VISA
  • Deposit amount – unlimited



Replenishment of account "on demand"

0% of sum

Cashing in from account "on demand"

0,4% of sum

Elcart Commission
Replenishment of account "on demand" 0% of sum
Cashing in from account "on demand"  0% of sum

Interest rates

  In som In US Dollars In Euro In RUR
1 month 5%
3 months 3.25% 0.01% 0.01% 6.25%
6 months 6% 0.01% 0.01% 6.5%
9 months 7.75% 0.01% 0.01% 6.75%
12 months 9.5% 0.01% 0.01% 7.75%
18 months 10.00% 8%
24 months 10.25% 8.25%
36 months 10.5% 8.5%


* The Bank reserves the right to install clients with customized commissions and interest rates than those listed above, when you open a deposit in the amount of US $ 100 000 and above, as well as depending on other factors, such as, for example, changing market conditions, in accordance with the legislation of the Kyrgyz Republic

*The effective interest rate is equal to the declared